From broken air conditioners to leaking water heaters, a home warranty can help with covered breakdowns to the most common and costly household headaches: including HVAC, appliances, plumbing, and electrical systems.
See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
When something breaks in your home, it rarely happens at a convenient time, and it’s almost never cheap. That’s where a home warranty can step in. Depending on your home warranty plan, American Home Shield® will fix covered parts of your home systems or appliances you rely on daily for breakdowns caused by normal wear and tear. But does a home warranty cover plumbing? Does a home warranty cover electrical?
Here are eight real-world breakdowns that may be covered by your home warranty.*
HVAC repairs are some of the most expensive and inconvenient home issues, and replacement costs can be thousands of dollars.
If American Home Shield repair Pros can’t fix covered parts of your HVAC system, your plan may help pay for a replacement, up to plan limits. It’s one of the most valuable home warranty repairs American Home Shield offers.
That slow-draining kitchen sink may seem like a small issue, until it’s completely blocked and backing up onto your counters. Stopped-up drains, tubs, and toilets often require more than a plunger.
Does American Home Shield cover plumbing issues like this?
Small leaks can lead to big damage. Even a small drip from an under-sink pipe could soak your vanity and damage the drywall below.
Do AHS home warranty plans cover plumbing issues like this?
Note: Burst pipes due to freezing aren’t covered, so take preventive steps in cold weather.
You flip the switch and—nothing. Or worse, it sparks. Electrical problems are annoying, yes, but they can also be potentially dangerous.
Does American Home Shield offer coverage for electrical repairs? Yes. Covered items may include:
A ceiling fan that won’t spin leads to discomfort and can drive up your cooling costs. Whether it’s humming without turning or not powering on at all, it could be time for a fix.
No hot water? That’s more than inconvenient: it’s disruptive. When a water heater breakdown leads to icy showers, dishes that won’t get clean, or laundry piling up, water heater issues need attention.
From spoiled groceries to mystery puddles, a broken fridge or non-freezing freezer is one of the most frustrating and expensive surprises a homeowner can face.
Have more than one fridge? Good news: AHS can cover multiple refrigerators in the same household.
You go to switch the laundry, and instead of clean clothes, you find a drum full of standing water. Not ideal.
Select AHS plans offer coverage for major parts and components of dryers.
Sometimes, you’re not sure if the problem you’re experiencing is really a problem problem. It can be useful to have a second set of eyes. With the American Home Shield video chat feature, you can talk to a home repair Expert to help assess or even fix the problem.
If you’re a ShieldGold™ or ShieldPlatinum™ member, you can connect straight from the AHS app for help in real time. It’s easy, helpful, and at no extra cost way to figure out if a service request is necessary, or if it’s something you can fix yourself with a little guidance.**
A home warranty can be a lifesaver. But like any coverage plan, there are limits and exclusions.
Here’s a quick overview of some of the issues that are not covered under American Home Shield plans:
Generally, home warranties cover system and appliance breakdowns caused by misuse, abuse or physical damage.
Exclusions, limitations, and plan limits apply. Some AHS home systems and appliances have coverage limits based on your plan level.
When a covered item breaks, How to request service under your home warranty. With AHS, you can request service 24/7 in three simple ways:
Once you request service and pay your service fee, AHS will assign a qualified, independent repair Pro to diagnose the issue. AHS will fix covered parts of your system or appliance. If AHS can't repair it we'll replace it.*
Whether you have an older home with older systems and appliances, or just want extra peace of mind, AHS plans are customizable to fit your lifestyle and your budget.
Like if you’ve ever wondered, do American Home Shield plans include coverage for parts of pools and spas?" The answer is yes, as an add on. Here’s what else you can add:
Sources:
1 https://www.forbes.com/home-improvement/hvac/new-hvac-system-cost/
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
**Video chat feature available as a benefit to AHS members with select plans. See AHS.com for hours and details.
AHS assumes no responsibility, and specifically disclaims all liability, for your use of any and all information contained herein.
Yes. AHS plans cover certain plumbing repairs due to normal wear and tear, including leaks, stoppages, and more (with exclusions for things like root damage or outdoor line collapses). See ahs.com/contracts for plan details including exclusions, limitations, and plan limits.
Yes. Your home’s internal electrical wiring, panels, light switches, outlets, and even ceiling fans may be covered depending on your plan. See ahs.com/contracts for plan details including exclusions, limitations, and plan limits.
Generally speaking, a home warranty covers breakdowns caused by normal wear and tear. Coverage is not provided for cosmetic damage, known pre-existing breakdowns, or mis-use/abuse, among other things. see ahs.com/contracts for plan details including exclusions, limitations, and plan limits.
Roof leak repair covered is included in ShieldPlatinum™ and offered as an add-on. Coverage is subject to limitations, exclusions, and plan limits may apply. See ahs.com/contracts for plan details.
AHS offers optional septic system add-on coverage, which may include components like the septic tank, line from the house, and even pumping (with limitations). See ahs.com/contracts for plan details including exclusions, limitations, and plan limits.
Yes. Coverage for pools and built-in spa equipment is available as an optional add-on. It typically includes items like pumps, motors, filters, and heating systems—but doesn’t cover liners, lights, or cleaning systems. See ahs.com/contracts for plan details including exclusions, limitations, and plan limits.
Not necessarily. ShieldSilver™ covers systems only, ShieldGold™ adds appliances, and ShieldPlatinum™ includes both plus premium perks. You can compare plans here.
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